Income statement

	INCOME STATEMENT (DKr m)	Q1-Q3 2008	Q1-Q3 2007	Index 08/07	Q3 2008	Q2 2008	Q1 2008	Q4 2007	Q3 2007	Full year 2007
	Net interest income	19,640	18,071	109	6,739	6,665	6,236	6,320	6,267	24,391
	Financing	1,155	1,218	95	349	430	376	445	417	1,663
	Investment	858	1,337	64	202	336	320	391	395	1,728
	Services	106	70	151	40	29	37	40	12	110
	Fees generated by activities	2,119	2,625	81	591	795	733	876	824	3,501
	Financing	472	465	102	144	160	168	166	155	631
	Investment	1,688	1,821	93	499	539	650	659	640	2,480
	Services	1,887	1,925	98	661	564	662	629	646	2,554
	Fees generated by portfolios	4,047	4,211	96	1,304	1,263	1,480	1,454	1,441	5,665
	Net fee income	6,166	6,836	90	1,895	2,058	2,213	2,330	2,265	9,166
	Net trading income	3,886	5,856	66	368	2,160	1,358	1,522	1,855	7,378
	Other income	2,645	2,138	124	677	931	1,037	872	586	3,010
	Net income from insurance business	-1,330	938	-	-493	-272	-565	180	269	1,118
	Total income	31,007	33,839	92	9,186	11,542	10,279	11,224	11,242	45,063
	Staff expenses	10,108	9,712	104	3,361	3,378	3,369	3,270	3,216	12,982
	Severance pay	80	412	19	17	39	24	14	61	426
	Holiday payment*	29	-13	-223	-139	151	17	39	-114	26
	IT expenses	2,325	2,053	113	636	839	850	775	705	2,828
	Other expenses	3,879	3,727	104	1,236	1,455	1,188	1,500	1,231	5,227
	Staff and administration expenses, Sampo	-	-	-	-	-	-	-	-	-
	Staff and administration expenses	16,421	15,891	103	5,111	5,862	5,448	5,598	5,099	21,489
	Depreciation, intangibles	744	1,221	61	222	208	314	419	428	1,640
	Depreciation, tangibles	1,551	1,357	114	479	532	540	537	423	1,894
	Other operating expenses	46	27	170	17	8	21	20	16	47
	Operating expenses	18,762	18,496	101	5,829	6,610	6,323	6,574	5,966	25,070
	Hereof integration expenses	633	726	87	110	304	219	285	261	1,011
	Profit before loan impairment charges	12,245	15,343	80	3,357	4,932	3,956	4,650	5,276	19,993
	Loan impairment charges	2,889	260	-	1,775	572	542	427	255	687
	Profit before tax	9,356	15,083	62	1,582	4,360	3,414	4,223	5,021	19,306
	Tax	2,435	3,777	64	468	1,120	847	659	1,344	4,436
	Net profit for the period	6,921	11,306	61	1,114	3,240	2,567	3,564	3,677	14,870
	Attributable to minority interests	16	60	27	14	1	1	-3	34	57
	* In Denmark, second quarter 2007 affected by 6th week Holiday payment.
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